Wall Street has issued rare downbeat forecasts for EverQuote, BankUnited, and BancFirst. EverQuote faces concerns over expensive marketing campaigns hurting profitability, with its stock at $24.89 implying a 6.1x forward EV/EBITDA valuation. BankUnited's 5.5% annual net interest income growth over five years lagged peers, and its 2.9% net interest margin is among the worst in banking, while earnings per share grew just 1.2% annually. BancFirst saw 7.8% annual revenue growth over two years, slower than peers, with a projected 2 percentage point efficiency ratio increase signaling rising expenses and EPS growth of only 9.2% annually underperforming the sector.
BancFirst CorporationRevenue growth slower than peers, rising expenses, and underperforming EPS growth.
BankUnited IncLagging net interest income growth, low net interest margin, and weak EPS growth.
EverQuote Inc Class AExpensive marketing campaigns hurting profitability and low valuation multiple.