First BanCorp Recommended for Research, Arbor Realty and Camden National Flagged as Sells

StockStory·10 Jul 2026·Read original

2▲1 ▼1Impact / 5

Summary · why it matters

StockStory identifies First BanCorp as a bank stock worth researching further, while recommending investors avoid Arbor Realty Trust and Camden National Bank. First BanCorp is highlighted for its best-in-class net interest margin of 4.6%, an 11-percentage-point efficiency ratio improvement over five years, and earnings per share growth outpacing revenue due to share buybacks. Arbor Realty Trust is flagged for muted net interest income growth, a 15.3% annual decline in earnings per share, and a 5.6% annual drop in tangible book value per share over two years. Camden National Bank is cited for below-peer net interest income growth, earnings per share growth lagging revenue, and flat tangible book value per share over five years.

Camden National Corporation ▼

First BanCorp. ▲

Impact on assets 5

Financials± Mixed · 5 stocks

Camden National Corporation

CAC

▼ NegativeCapitalrelevance

Flagged as a sell due to below-peer net interest income growth, earnings per share growth lagging revenue, and flat tangible book value per share.

First BanCorp.

FBP

▲ PositiveCapitalrelevance

Recommended for research due to best-in-class net interest margin, efficiency ratio improvement, and earnings per share growth outpacing revenue from buybacks.