JMT views the digital lending market as a significant opportunity for its debt management business, expecting non-performing loans from digital lending to gradually enter the debt trading market within three to six months as borrowers begin to default. Chief Executive Officer Sutthirak Traichiraarporn told Stock Vision news team that digital lending is like water filling a dam, while the company is a downstream operator waiting to take on non-performing loans for management. He noted that digital lending naturally tends to generate higher NPLs than traditional bank lending due to differences in customer base and credit assessment methods, as well as the ease of access to credit which may increase the likelihood of default. However, the company is well-prepared in terms of capital and expertise in managing non-performing loan portfolios, and therefore sees the rise in bad debt from the digital lending market as an opportunity to expand its portfolio rather than a risk. Regarding cash collection in the second quarter of 2026, it slowed in April due to seasonal factors and high oil prices, before recovering in May and June. The company expects to announce its financial results around August 11 to 12.
JMT Network Services Public Company LimitedJMT expects digital lending NPLs to enter debt trading market within 3-6 months, expanding its portfolio.