Kemper Corporation reported second-quarter 2026 revenue of $1.12 billion, missing the Zacks Consensus Estimate of $1.23 billion by 9.5% and declining 8.9% year-over-year. Earnings per share came in at $0.45, a 40.63% positive surprise over the consensus estimate of $0.32, though down from $1.30 a year ago. Within the Specialty Property & Casualty Insurance segment, earned premiums fell 11.3% to $896.6 million, driven by an 18% drop in personal automobile earned premiums to $647.4 million, while commercial automobile earned premiums rose 12.5% to $249.2 million. The segment's combined ratio improved to 104%, better than the 105.1% analyst estimate, and its total incurred loss and LAE ratio was 83.4% versus an 83.3% estimate. Life Insurance earned premiums grew 2.2% to $102.7 million, and net investment income increased 9.9% to $105.4 million.
Kemper CorporationRevenue missed estimates by 9.5% and declined year-over-year, though EPS beat.
