Old Second Bancorp has recorded a modest 3.9% return over the past six months, underperforming the S&P 500's 10.9% gain. The bank's net interest income has grown at a 27.4% annualized rate over the last five years, driven by increases in outstanding loans and an elite net interest margin averaging 4.9% over the past two years. However, earnings per share grew at just 9.4% annually over the same period, indicating declining per-share profitability despite strong revenue expansion. The stock currently trades at 1.2 times forward price-to-book, or $21.66 per share.
Old Second Bancorp IncNet interest income surged but EPS growth lagged, and stock underperformed S&P 500; mixed financial signals.