QCR Holdings IncRecord quarterly GAAP EPS, strong net interest income, and reaffirmed growth guidance.

QCR Holdings reported a strong second quarter of 2026 with net income of $36 million, or $2.19 per diluted share, which President and CEO Todd Gipple described as record quarterly GAAP earnings per share. Net interest income totaled $68 million, up $500,000 from the first quarter, while capital markets revenue reached $15 million and wealth management revenue grew 7% to $6 million. The company reaffirmed guidance for gross annualized loan growth of 10% to 15% over the final two quarters of 2026 and capital markets revenue of $60 million to $70 million over the next four quarters. QCR executed $444 million of Low-Income Housing Tax Credit loan offtake transactions during the quarter, though a Freddie Mac securitization resulted in a $1.3 million loss due to increased complexity and costs. The company lowered its third-quarter non-interest expense guidance to a range of $54 million to $57 million and expects to grow beyond the $10 billion asset threshold sometime in 2027.
QCR Holdings IncRecord quarterly GAAP EPS, strong net interest income, and reaffirmed growth guidance.