SoFi Technologies shares are down 29% year to date at $18.61 despite record first-quarter loan originations of $12.18 billion, up 68% year over year, and operating income jumping 150%. CEO Anthony Noto guided for 38% to 42% compounded EPS growth through 2028, which could make the current 32 times forward earnings multiple look cheap by 2027. Reaching $30 per share requires EPS compounding near the guided range, the Technology Platform segment returning to growth, and the overhang from a March 2026 Muddy Waters report alleging accounting misstatements fading. Wall Street consensus target is $20.90, with only 33% of analysts bullish, while an internal model puts the base case at $20.53 and a bull scenario at $25.69.
SoFi Technologies Inc.Analyst sees potential for 61% gain to $30 by 2027 based on EPS growth guidance and cheap valuation
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