StockStory highlights 1st Source as a bank stock to watch while flagging OFG Bancorp and Washington Trust as facing headwinds

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2▲1 ▼2Impact / 5
Summary · why it matters

StockStory identifies 1st Source Corporation as a bank stock poised for sustainable market-beating returns, while pointing to OFG Bancorp and Washington Trust Bancorp as facing headwinds. 1st Source, with a market cap of $1.87 billion, expanded its net interest margin by 66.4 basis points over the last two years and grew annual earnings per share by 12.7% over five years, supported by share buybacks and 9.4% annual tangible book value per share growth. OFG Bancorp, valued at $2.00 billion, saw its net interest margin decline by 55.7 basis points over two years and faces an estimated 2.2% decline in net interest income over the next 12 months. Washington Trust Bancorp, with a market cap of $666.3 million, posted annual net interest income growth of just 4.3% over five years and a net interest margin of 2.3%, while its earnings per share fell by 9.6% annually over the same period.

Impact on assets 3

Financials± Mixed · 3 stocks
OFG Bancorp
OFG
▼ NegativeCapitalrelevance

Net interest margin declined 55.7 bps over two years and net interest income expected to fall 2.2% over next 12 months.

1st Source Corporation
SRCE
▲ PositiveCapitalrelevance

Expanded net interest margin by 66.4 bps, grew EPS 12.7% annually, supported by buybacks and tangible book value growth.

Washington Trust Bancorp Inc
WASH
▼ NegativeCapitalrelevance

Net interest income growth only 4.3% annually over five years, EPS fell 9.6% annually, net interest margin low at 2.3%.

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