Tidlor Holdings Public Company Limited, or TIDLOR, reported second-quarter 2026 net profit of 1,533.2 million baht, up 18.3% from the same period last year. This brought first-half 2026 net profit to 3,147.0 million baht, up 26.2% from the same period last year, supported by growth in lending and insurance brokerage revenue along with efficient cost and credit quality management. Total revenue for the second quarter of 2026 was 6,143 million baht, up 6.7% from the same period last year, and first-half total revenue was 12,212.5 million baht, up 7.2% from the same period last year. Net interest margin improved to 16.2%, and the cost-to-income ratio stood at 55.1%. The loan portfolio at the end of June 2026 was 112,537.9 million baht, up 6.3% from the same period last year and 2.4% from the previous quarter. The non-performing loan ratio was 1.54%, down from 1.78% in the same quarter last year, and the credit loss ratio was 2.06%, down from 2.63% in the same quarter last year. The reserve-to-non-performing-loan ratio remained high at 322%. In the insurance brokerage business, non-life insurance premiums in the second quarter of 2026 were 2,756 million baht, up 7.4% from the same period last year, led by three main brands: TIDLOR Insurance, Areegator, and Hey Goody.
Ngern Tid Lor Public Company LimitedTIDLOR reported Q2 2026 net profit up 18.3% and H1 up 26.2%, with improved NIM and lower NPL ratio.
