UiPath vs. Nu Holdings: Which Disruptive Growth Stock is a Buy?

Zacks Investment Research··Read original
2▲1 ▼2Impact / 5
Summary · why it matters

UiPath appears to be a buy right now, while Nu Holdings faces near-term uncertainty from Brazil's high interest rates. UiPath is evolving into an enterprise AI orchestration platform, with AI product adoption driving higher customer spending and deeper enterprise relationships. The Zacks Consensus Estimate for UiPath's second-quarter fiscal 2027 earnings is 15 cents per share, flat year-over-year, on revenues of $397.6 million, up 9.9%. For full fiscal 2027, earnings are projected to increase 11.1%, followed by 12.7% growth in fiscal 2028, with revenues rising 10.4% and 8.2% respectively. Nu Holdings trades at roughly 12.63 times forward earnings, with expected revenue growth of 39% and EPS growth of 34% this year, and generates a 13.4% return on invested capital and a 30.9% return on equity. However, Brazil's central bank aggressively raised benchmark interest rates from 10.5% in June 2024 to 14.25% in June this year, then only slightly reduced them to 14.5%, heightening fears of an economic slowdown and consumer financial stress that could pressure Nu's loan book. UiPath carries a Zacks Rank #2 (Buy) and Nu carries a Zacks Rank #3 (Hold).

Impact on assets 3

Digital Finance & Tokenization▼ · 1 stocks
Nu Holdings Ltd
NU
▼ NegativeMonetaryrelevance

Brazil's high interest rates (14.5%) heighten fears of economic slowdown and consumer financial stress, pressuring Nu's loan book.

Artificial Intelligence▲ · 1 stocks
Uipath Inc
PATH
▲ PositiveDemandTechnologyrelevance

UiPath's AI product adoption is driving higher customer spending and deeper enterprise relationships, with revenue growth expected.

Others▼ · 1 stocks
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