Visa edges out Remitly Global as the better FinTech buy for 2026

The Motley Fool··Read original
2▲1 ▼1Impact / 5
Summary · why it matters

Visa is the better FinTech stock to buy in 2026 compared with Remitly Global, according to an analysis by The Motley Fool. Visa's massive scale and profitability give it the edge, with fiscal 2025 revenue of $40 billion and net income of nearly $20.1 billion, yielding a net margin of roughly 50.1%. Remitly Global, a digital remittance provider serving immigrant communities, posted revenue exceeding $1.6 billion in fiscal 2025 and swung to a net income of close to $67.9 million, but its forward price-to-earnings ratio of 31.8 times is higher than Visa's 25.3 times. Visa also benefits from handling $11.5 trillion of an estimated $41 trillion in global consumer spend in 2025, while Remitly's share remains minimal, though it expects revenue to grow 20% to $1.97 billion in fiscal 2026. Both companies face regulatory and competitive risks, but Visa's established dominance and lower valuation multiple make it the preferred choice.

Impact on assets 5

Digital Finance & Tokenization± Mixed · 5 stocks
Visa Inc. Class A
V
▲ PositiveCapitalrelevance

Article recommends Visa as the better FinTech buy for 2026, citing its massive scale, profitability, and lower valuation multiple.

Remitly Global Inc
RELY
▼ NegativeCapitalrelevance

Article says Visa is the better buy due to higher profitability and lower valuation, implying Remitly is less attractive.

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