Northfield Bancorp, Inc. is the bank holding company for Northfield Bank, providing banking services mainly to individuals and corporate customers. Its deposit products include transaction, money market savings, certificates of deposit, passbook, and statement savings accounts. It also offers commercial and industrial loans, owner-occupied commercial real estate loans, one-to-four family residential real estate loans, multifamily loans, construction and land loans, home equity loans and lines of credit, and small business loans. In addition, it purchases investment securities such as mortgage-backed securities and corporate bonds, places deposits with other financial institutions, and provides ATMs, debit cards, telephone, internet, and mobile banking, as well as ACH and wire transfers, cash management, positive pay, and remote deposit capture. It operates in Richmond and Kings counties in New York and Hunterdon, Mercer, Union, and Middlesex counties in New Jersey. Founded in 1887, the company is headquartered in Woodbridge, New Jersey.