First Horizon Corporation expects an approximate 10% reduction in risk-weighted assets under the standardized approach of the proposed Basel III rules, while managing its Common Equity Tier 1 ratio around 10.5%. Senior EVP and CFO Hope Dmuchowski disclosed the RWA estimate during the company's second-quarter 2026 earnings call, where management also reiterated its full-year framework amid rate-path uncertainty. The bank reported adjusted earnings per share of $0.54, up $0.01 from the prior quarter, and period-end loan growth of $953 million driven by $1 billion in commercial loan growth. Dmuchowski noted that net interest margin compressed by 3 basis points to settle in the high 3.40s, while the average rate paid on interest-bearing deposits increased to 2.33%. The company repurchased 4 million shares for $100 million during the quarter and emphasized that loan growth remains the top capital priority, followed by dividends and buybacks.
First Horizon CorporationBank reported adjusted EPS up, loan growth, and share buybacks, while managing RWA reduction and CET1 ratio.