Krungthai Bank, or KTB, is confident that total loans in 2026 will grow slightly above its target, which was previously set at 0-2%. The bank continues to emphasize sustainable growth, avoiding high risks, and maintaining a double-digit return on equity. Its tier-1 capital remains strong, and the current loan structure is mainly supported by large corporate clients, while retail lending continues to expand and SMEs are being supported. The bank is preparing to cater to the younger generation who are separating from family businesses (kongsi), by adjusting its infrastructure and creating new drivers aligned with the future economy. The next phase of its strategy focuses on an asset-light approach, expanding international business in a network-linked manner, without large-scale investments or acquisitions, while remaining open to new partners. As for the collaboration with BAM to establish a joint venture AMC, progress has been considerable. Meanwhile, debt resolution should shift towards a debtor-centric approach, integrating data from multiple sectors such as social security, and employing proactive debt restructuring to reduce NPL risks.
Krung Thai Bank Public Company LimitedConfident loan growth in 2026 will exceed target, indicating strong demand for its lending products.
Bangkok Commercial Asset Management Public Company LimitedMentioned as partner in JV AMC with KTB; progress noted but no direct impact on BAM's own business.
