TISCO Bank Public Company Limited has launched two new loan products: a title-deed cash loan for retail customers and a title-deed cash loan for SME businesses, under the concepts "Have property = Have capital" and "Unlock every need for cash." Customers bring land and real estate to convert into working capital within the system, in order to boost liquidity, reduce the burden of high-interest debt, and support business expansion. Mr. Sommai Sae-Ung, Senior Executive Vice President of the Retail Credit Strategy and Business Development Division at TISCO Bank, said that the challenging economic conditions and high cost of living have left many people and entrepreneurs short of liquidity, and some have turned to informal loans or property sale-with-right-of-redemption arrangements, which raise financial costs and risk the long-term loss of their assets. For the title-deed cash loan for retail customers, the interest rate is fixed at a starting rate of just 0.55% per month, equivalent to an effective annual interest rate of 11.85% per year. For the title-deed cash loan for SME businesses, interest is charged on a reducing-balance basis, starting with reference to TISCO Bank's MLR, which as of September 4, 2026 stood at 7.35% per year.
TISCO Financial Group Public Company LimitedTISCO Bank launches two new title-deed cash loan products for retail and SME customers, expanding its lending offerings to capture demand for liquidity.
