Bangkok Bank, Krungthai, Siam Commercial, and ttb roll out debt-relief measures for flood-hit customers

Prachachat··TH·Read original
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Summary · why it matters

Thailand's commercial banks, including Bangkok Bank, Krungthai Bank, Siam Commercial Bank, and ttb, are rushing out relief measures for customers affected by flooding in several areas of Bangkok and nearby provinces, covering retail customers, SMEs, and businesses through principal payment deferrals, reduced installments, lower interest rates, debt restructuring, and new loans for home repairs and business recovery. Each bank has set different conditions and timeframes depending on loan type and the level of impact. Bangkok Bank is granting business loan customers a temporary suspension of principal payments of up to 12 months and cutting monthly installments on home and personal loans by as much as 40% for a period of up to 6 to 12 months, along with SME business loans with terms of up to 5 years and a fixed interest rate starting at 3.5% per year for 2 years. Krungthai Bank is reducing installments on home loans and SSME business loans to 75% of current installments for 1 year, with 0% interest per year for 3 months and a fixed interest rate of 2.5% per year for 33 months, for a total special-rate period of 3 years. Siam Commercial Bank is allowing individual customers to defer principal payments for up to 3 months and SME customers for up to 6 months, while increasing temporary revolving credit lines by up to 20% of the existing limit but not exceeding 10 million baht. ttb is allowing home loan customers to defer principal payments for 3 months and is considering principal-free repayment of up to 6 months for business and SME customers. Customers interested in joining each bank's measures can register their interest until December 31, 2026.

Impact on assets 4

Digital Finance & Tokenization▼ · 2 stocks
Bangkok Bank PCL
BBL
▼ NegativeCapitalrelevance

Bangkok Bank defers principal up to 12 months and cuts installments up to 40%, plus offers SME loans at 3.5%, pressuring its margins and cash flow.

SCB X Public Company Limited
SCB
▼ NegativeCapitalrelevance

SCB X's Siam Commercial Bank allows principal deferrals and raises temporary credit lines, weighing on its loan book and earnings.

Financials▼ · 2 stocks
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