Equifax IncEFX
▼ ネガティブ規制関連度
FHFA plan to require bi-merge instead of tri-merge credit reports would cut Equifax out of many mortgage reports, reducing demand for its credit data.
資産への影響 6
Cybersecurity & Digital Trust
Equifax Inc
TransUnionTRU
▼ ネガティブ規制関連度
TransUnion would lose one of three bureau slots in mortgage credit reports under the FHFA's planned bi-merge rule.
Financials
Freddie Mac0IKZ
± 混在規制関連度
FHFA instructs Freddie Mac to adopt a bi-merge credit data requirement aimed at lowering closing costs; effect on the GSE itself is unclear.
Fannie Mae0IL0
± 混在規制関連度
Fannie Mae is directed by FHFA to require two credit bureaus instead of three, a policy change whose net impact on the GSE is unclear.
Artificial Intelligence
Fair Isaac CorporationFICO
▼ ネガティブ規制関連度
Fair Isaac's tri-merge reports would be displaced by the FHFA's planned bi-merge requirement, hitting its mortgage credit reporting business.
Cloud & Digital Infrastructure
